Talking with Eric over the phone about USAePay options. We would like to explore other possible transaction types within what they offer. He will be doing a little bit more research. We got into talking about storing token values instead of actual credit card info, as a way around some of the security stuff. Basically, store a hash or a token and then you could use that token to really do something on the server. Basically, a way to encode and encrypt sensitive data so that without the other server (other piece) the data would be just trash (unusable). We also talked about possible limits on the ecommerce merchant type options and not allowing EMV chip stuff out in ecommerce land (limiting accounts based on settings and types of account).

We would like to look into transaction types such as full EMV, manual sales, payments requests, pre auths, voids, and reoccurring. Lots of possible options. For the record, we already do tons of these things, but we have two different account types, in order to handle all of the pieces. We would love to code it out so that all of these features are available from a single merchant account.

Phone call with Steve talking about our guys and gals and who is doing what. Lots of different discussions and topics covered. Here is a small overview:

- We would really like to get the developers to merge in their code and try to keep up with master, where possible.

- We talked about sales and making phone calls and trying to schedule demos. We have a good team that can handle the demos, we just need to keep feeding them leads and appointments (scheduled demos).

- We went over some priorities and talked about making sure that all of our guys know what those priorities are.

- Selling more of the different services that we offer.

- We ran into a problem with our A/R's (accounts receivable - people who owe us money). We extended too much credit out there without cutting things off. We think that we will get paid, but it may come in slowly or just in a trickle vs coming in bigger payments.

- Reviewing numbers and going over budgets and plans.