Eric, Steve, and I got on a meeting. We started out by talking about EMV chip technology (retail or cart present merchant processing). Shari O. joined us for a bit to chime in on merchant accounts. Our new need is to have both retail EMV chip processing and online or web-based ecommerce type payments for the same merchants. We can do both, but not really with the same account type. We will be looking into options that allow for both. The goal is to mix the pieces - live retail and online bill pay or ecommerce orders.

Shari O. left and just Steve and I were left. We chatted with Eric about options, lines in the water (virtual fishing or other things that might come to pass), accounts receivable (who owes us money), and how we are going to be dealing with paid projects and what not. The goal is to get a better plan and then follow it. We talked about a small shift in our model (bringing things in-house and the cost/value of that decision). See other notes for some ideas and what not. Great discussion.