Phone call, texts, emails, and signing up for a line of credit with a company. We already have one (a line of credit), but this was a better deal. Small switch-a-roo on some light funding.

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Some new notes added on 3/10/26 - the rest of the story...

Small back story. I got an email from a business funding company (cold email, no prior connection). This was early to mid-February of 2026. I was actively looking for some business funding and investor type deals. I replied that we weren't interested in any loans, but we were looking to do a capital raise. I sent him a link to the investment options for adilas. The guy got back to me, we chatted, he said that he had a supervisor that dealt with investment type stuff. Anyways, the guy ended up giving me a number of leads of either banks and/or investor type people. We went through a number of possible options. Pretty good leads.

At one point, I texted the guy and asked him if he would ever work on commission to help sell adilas or get a commission if he helped with a capital raise. He replied back that he was on salary but thanks for the offer. We aren't buddies, but he was actively pushing on things. Cheers to him. I was impressed.

It's now Friday, 2/27/26. Multiple weeks have gone by, dealing with the guy and some of his leads. I have them all documented in the developer's notebook. There were some loan options, line of credit options, etc.

On Fridays, I am normally up at the local ski resort. I'm a snowboard instructor and have been since 1995 (long time). I go up every Friday. Anyways, I taught a 2-hour private lesson, made a number of runs on my own, and stopped for lunch. I decided that I had a ton to do back home, so I took off early to head back to town. When I got back into cell service, I saw a text from this guy. Super simple, give me a call when you can. I then gave him a call. He had another lead for me. Nothing new, similar to what he had already done. The guy said that he could beat our current line of credit. He then asked if I was interested? I said yes, I was interested in seeing what he could do and how they could beat the current rates. The goal was just to see what he had to offer.

Back a couple of weeks ago, I had to provide them some bank statements to meet with one of the guys. That is pretty common, no big deal. That's how the banks see what you can qualify for. At that point, they were trying to see what we would qualify if we got a loan. I had looked up the company, and it was totally legit. Anyways, I get connected with this other guy, some sort of an admin/supervisor who worked with this other guy. They were calling and texting me and seeing I was interested in using them, instead of our existing line of credit. Our other line of credit had a huge interest rate, so I was interested in checking it out.

All of the sudden, if felt like that, they were offering me a line of credit, and I could get it today (start the draw and funds would hit our bank in a couple of day). I think that they were trying to close some things before the end of the month (fill out some sales goals - last Friday in Feb). I just had to do a pull or a draw on the line in order to set it up. I had enough time, in between other things that I was doing, to look up what else we owed and how we might be able to use this small advance on the line of credit to wipe out other debt (debt consolidation) and even get some to help moving forward (lube the wheel). That was the goal. This could work out slick.

My bad, I did not communicate with Steve or anybody else on the team. I signed on the deal and requested a draw on the line. This whole thing, just sort of fell into my lap. It seemed like a great deal, I was looking for something like this, I had already had numerous interactions with this guy, and it felt good. It was just my name on the line of credit, and I really thought that it could help. So, I did it.

Fast forward to Monday, 3/2/26. I sent a text to both Steve and Craig that a large amount may be showing up in the bank and that I would get them some more information. By end of day on Monday, the amount had showed up in the bank. I then wrote an email to both Steve and Craig Monday night about what it was for and my plans. The email went out late on Monday night. Once again, my fault, and no or minimum communication. By early Tuesday morning, excuse my language, but all hell had broken lose. Emails were sent, texts were sent, and a cussing and screaming phone call had taken place by around 10 am on Tuesday morning.

On the banking and funding side of things, we had to stop things, back things out, and do a lot of phone calling and talking with banks and the financial institution that had given us the line of credit. It turned into a crazy mess. It got really ugly.

It is now just over a week later, and things are kinda calming down. My bad, I overstepped my bounds. It caused a ton of stress, bad feelings, pressure, cause and effect decisions, etc. I did not communicate. I know that. I was honestly trying to help.